Renuvo ingests vehicle policy expiries in bulk and autonomously engages every customer via WhatsApp, AI Voice Calls, SMS, and Email — negotiating premiums and issuing instant payment links with zero human agent cost.
94.2%
Renewal Recovery Rate
45 Seconds
Avg First Response Time
82%
Agent Cost Reduction
50,000+
Monthly Auto Renewals
Designed for Core Insurers & Large Auto Brokers
Handles 50,000+ renewals monthly with zero added call center headcount
Vehicle insurance renewal is a volume game. Human telecallers are slow, expensive, prone to missing expiries, and cannot negotiate complex add-ons at 9 PM on a Sunday.
Manual Telecallers & Spreadsheets
Multi-Channel AI Orchestration
From raw policy CSV dump to money collected in your bank account — fully autonomous.
Upload policy expiries via CSV or direct API webhook. Renuvo parses customer details, IDV, and renewal quotes automatically.
AI scores customer risk profiles and assigns optimal outreach channel (WhatsApp, Voice Call, SMS, Email) and preferred time slot.
AI initiates conversational messaging or voice call. Handles objection handling, discount queries, and add-on coverage explanation.
AI dispatches 1-click UPI / Payment link. Upon payment, the updated policy PDF is instantly emailed & WhatsApped.
See preview snippets of how Renuvo engages vehicle owners across channels.
Renuvo AI Assistant (WhatsApp)
Namaste Rohan! 🚗 Your Hyundai Creta (KA-01-EQ-9821) policy expires on Aug 30. Your 50% NCB bonus has been applied! Final Premium: ₹15,400 with Zero Dep.
Renuvo AI Assistant
Good news! Coupon applied 🎉 Revised premium: ₹14,800. Click to pay via UPI & download certificate:
Drag the slider to match your monthly expiring policy volume.
Traditional Agent Cost
₹270.00 Lakhs / Yr
@ ₹450 per renewed policy
Renuvo AI Engine Cost
₹19.20 Lakhs / Yr
@ ₹32 per renewed policy
Projected Annual Savings
₹250.80 Lakhs
14.1x Net ROI Multiplier
Logs explicit WhatsApp opt-ins and call recording consent timestamps directly to audit trail database.
100% AES-256 encrypted audio recordings and text transcripts stored for regulatory inspection compliance.
Automatic real-time filtering against National Do Not Call registries with 1-second instant opt-out handling.
Experience Renuvo's autonomous renewal engine. Batch upload policies, configure AI voice personas, and monitor real-time recovery.